From President Obama's speech at the Auraria Events Center.

10:51 a.m. — Obama wraps up his hybrid policy/campaign speech to cheers and departs the lectern.

10:50 a.m. Obama tells students, "Denver, I need your help."

Because of gridlock in Congress, the president says he needs the students to call and tweet and do what they could to make "all of us in Washington do our job."

10:48 a.m. — Obama tells students the changes will help them put more "money in your pocket."

"This is not just important for our country right now, it's important for our future."

10:46 a.m. — The president says he wants to speed up a law set to go into effect in 2014 that would reduce loan payments from 15 percent of earned income to 10 percent — and do so next year.

"Because our economy needs it now, and your future could use a boost right now."

10:42 a.m. — But the cost of higher education is high, and the nation's student loan debt is now higher than its credit card debt, Obama says. The impact is that the debt payments aren't going to grow the economy, he says.

"I've been in your shoes," Obama says. "We did not come from wealth families."

The president says that by the time he and Michelle Obama graduated they had about $120,000 in debt.


"We were paying more for our student loans than our mortgage payments each month."

The president says it took 10 years to pay off the debt.

"So the idea is how do we make college more affordable, and how do we make you have less debt."

10:40 a.m. — Touting his use of executive orders, Obama talks about things he hopes to do without the congress that he says will improve the economy.

He now is launched into talking about making sure that "every American has access to a college education."

10:37 a.m. — Obama, dropping his Gs now, says he will do whatever he can, "without the Congress."

Thus, his "We Can't Wait" tour.

10:35 a.m. — Obama calls out Republicans in Congress for blocking his jobs bill twice in one month — the very bill the president stumped for on his last trip to Denver only four weeks ago.

"How can you say no to people who don't have jobs?" Obama says. "It just doesn't make any sense."

10:34 a.m. — Obama promises he will "keep on pushing" to restore security for middle-class America and not "just those on tops."

10:32 a.m. — Obama says that as "you young people" are headed into the world, there is a lot of fear about the future. The crowd cheers — but the president is interrupted by hecklers.

10:28 a.m. — President has taken the stage and launched into a message straight to the students that "we will have to adapt to these changes" on Wall Street that haven't "worked for the middle class."

"We have an economy that is more focused on consuming things that creating value."

10:22 a.m. — A Student from the University of Colorado Denver (sorry we missed the name) speaks: "In my college, career, I've borrowed $30,000 in federal loans. "I am solely responsible for my education and expenses. I've had to borrow money and work 20 hours a week on campus ... Sometimes it does feel like a very real price tag. I will not sacrifice my passion ... just so I can make a higher salary." The crowd cheers. "So many of us struggle to repay our debt because we're not on a fast track to making a six-figure salary."

With that, she introduces Obama, who is on stage.